On March 8, 2017, U.S. Rep. Dennis A. Ross (R-FL-15), Senior Deputy Majority Whip, reintroduced his bipartisan legislation, the Flood Insurance Market Parity and Modernization Act, which would encourage the development of a robust private flood insurance market that can offer homeowners options in terms of pricing and coverage.

Property owners are currently limited by regulatory barriers to purchasing a one-size-fits-all NFIP flood insurance product, even though private policies can offer more comprehensive coverage at a better rate. This bill would remove excessive restrictions and would give states more flexibility to license and regulate private flood insurance. Rep. Kathy Castor (D-FL-14) is the co-lead of the House bill, and Sens. Dean Heller (R-NV) and Jon Tester (D-MT) will be introducing the companion Senate bill.

"Floridians and Americans across the country would greatly benefit from more choices when it comes to flood insurance policies," said Rep. Ross.  "More choices and increased marketplace competition means better coverage, more innovation, and more affordable policies for homeowners. This is especially beneficial to Floridians in central Florida and the Tampa Bay region who face threats of flooding from storms and hurricanes. I am proud to work with my good friend, Rep. Castor, on this important and pro-consumer legislation. As this bill passed unanimously out of committee and the full House last Congress, I encourage my colleagues in the House and Senate to join me in pushing for this sensible flood insurance reform that will benefit homeowners and families."

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